Good timing, the balance xfer will give me a month's grace period, which is good when one has no income.
Also canceled a WaMu card which was 0% but had shitty Providian as its provider, which meant no download to Quicken, not even manually. And canceled a US Bank card which I thought I had zapped when it went past it 0% offer, but I guess I had only paid it off, not closed the account.